Terms of Use & Privacy Policy
Terms of Use
Welcome to Credit Doctor. By accessing our website or services, you agree to the following terms:
Acceptance of Terms – Using this site means you agree to these terms. If you do not, please stop using our services.
Services Provided – We offer credit repair, credit monitoring, dispute resolution, and educational services in compliance with the Fair Credit Reporting Act (FCRA) and the Credit Repair Organizations Act (CROA).
No Guarantees – We do not guarantee removal of accurate information or specific credit score increases. Results vary.
User Responsibilities – You agree to provide accurate information and maintain confidentiality of your account.
Payment Terms – Fees will be disclosed before enrollment. Failure to pay may result in suspension of services.
Intellectual Property – Website content is the property of Credit Doctor and cannot be used without permission.
Limitation of Liability – We are not responsible for indirect damages resulting from use of our services.
Governing Law – These terms follow Florida law and disputes will be handled in Polk County, Florida.
Privacy Policy
Credit Doctor values your privacy. This section explains how we handle your data:
Information Collected – Name, email, phone, city, and any credit-related details you provide voluntarily.
How We Use It – To provide services, communicate with you, confirm consultations, and comply with legal requirements.
Sharing of Information – We do not sell or rent data. We only share with credit bureaus/creditors as required, trusted service providers, or legal authorities.
Data Security – We use industry-standard safeguards, but no system is 100% secure.
Your Rights – You may request access, corrections, or removal of your data where permitted by law.
Cookies – Our site may use cookies for analytics. You can disable cookies in your browser.
Third-Party Links – We are not responsible for other websites’ content or privacy practices.
Contact – For privacy questions, contact us at:
Davenport, Florida
(646) 241-9238
Innovation
Fresh, creative solutions.
Integrity
Honesty and transparency.
Excellence
Top-notch services.
Disclaimer: Credit Doctor does not guarantee the removal of accurate information from your credit report or specific improvements to your credit score.
Results vary by individual and are based on your credit history. We operate in compliance with the Fair Credit Reporting Act (FCRA) and the
Credit Repair Organizations Act (CROA).
Copyright 2025. Credit Doctor. All Rights Reserved.